Cor, those ladders and buckets, would have the "Elf & Safety", Gestapo in absolute agony, would that have been the same as "The Provident Cheque" people my Mom used for years,??.Paul[/QUOT
hi paul im not sure if provident dispensary went onto providing the old provvie cheque as it was originally set up to help the poor receive medical treatment but anyway here is an 1892 report about it courtesy of carl chinns birmingham lives..makes interesting reading..
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[TD="colspan: 3"]1892 report on the Hockley Provident Dispensary (Archive Reference: 136)[/TD]
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[TD]Extract from the 1892 Annual report on the Hockley Provident Dispensary in Farm Street. See also the 1893 report.[/TD]
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Transcript
Hockley Provident Dispensary
Your Committee have pleasure in presenting their Report and Statement of Accounts for the year ending December, 1892.
It is gratifying to your Committee to report that the step it considered advisable three years ago to take in the appointment of your present Medical Officer, to devote the whole of his time and skill exclusively to the service of the Members, has passed beyond the experimental stage and has been justified by its results. His interests being identical with the progress of the Institution, there is a constant incentive to retain the friendly co-operation of the members who appreciate the arrangement as having all the advantages incidental to a Medical Practitioner in private practice, while at the same time it gives him the opportunity of becoming more intimately acquainted with individual constitutions and habits than was possible under the old system. There are no conflicting interests to clash with his duties to the institution; he has the best medicines procurable and a perfectly free hand in dispensing them.
During the year 715 New Members have been admitted, an increase of 164 over the preceding year; 420, or a decrease of 51, have been struck off the books, left, removed from the neighbourhood, or by death, leaving a total number at the end of the year 1939.
The receipts for the year are £599 2s. 4d., an increase of £33 7s. 3d. over the receipts for 1892; the Expenditure being £561 18s. 5d., a decrease of £43 15s. 6d., as compared with the previous year.
At the close of 1892, the accounts owing by the Institution, show a decrease of £1 15s., and after making provision for the payment of these, there remains a balance in hand of £86 11s. 11½ d. to the credit of the Dispensary.
It is but five years since your Committee felt the anxiety of a burden of debts upwards of £100, and the altered state of the finances must be as gratifying to the Members as it is to the Committee, for analysed, it represents increased income, decreased expenditure, decreased liabilities and increased assets, a result at once hopeful and encouraging, especially as during the past year the depression in trade has been keenly felt.
Although the Midwifery Department continues to do useful work, to a large extent it is used by those who become Members merely for the services it renders, and who leave as soon as the need for its help ceases; and whilst your Committee consider that any apparent loss on this department may fairly be considered as partially covered by Members' subscriptions, they feel that some alteration will be necessary in order to ensure its benefits being for
bona fide Members only.
It may be asked how far the Institution has realised the hopes of its founders, and what justification there is for its existence? In reply, it may be pointed out that its object has been defined as an 'Institution affording facilities for those whose circumstances render small periodical payments advisable, to secure the advantages of Medical attendance, advice and medicine during illness.' In all large towns, especially in such as town as this, with a working population interested in a great variety of trades, there must always be a considerable number who may fairly be classed as above the very poor, and who could, if opportunities were afforded them, make provision from their weekly earnings towards securing for themselves and their families, Medical aid in time of need.
To make this possible, to encourage and foster thrifty habits in this direction, the late Mr. W. Sands Cox by his will, made provision for those desirous of helping themselves, by providing and endowing this building.
The experience of your Committee has convinced them that tests as to fitness for Membership are so full of difficulties as to be practically unworkable. Every man himself is the best judge of his own circumstances and how far they make it incumbent upon him to join such a Society as this, and for this reason, no inquisitorial barrier has been raised against his doing so, the mere fact that he recognises the principle at which this Institution aims, and desires to give expression to it by his contributions is sufficient; and one especial feature of the Institution is, that its Members receive equal care and attention, for there is no selection of what is known as 'interesting or novel cases'. It supplies a want felt to exist in Clubs and Benefit Societies, for while they secure treatment only for husbands or brother, this provides Medical aid for all the family, who qualify for it by Membership, and the Medical Officer possesses for them all the advantage of 'The Family Doctor'.
The response from those whom this Institution sprang into existence to help, is seen in the fact that since its inception no less a sum than £5,562 has been received direct from Members, and the significance of this sum is emphasised by the knowledge that it represents payments of from three pence to five pence per month. This is not only practical, but gratifying proof that its Members are free from the taint of being amongst those who contribute to the alleged abuse of the Medical Charities, and that it has been successful in inculcating habits alike conducive to the self-respect and independence of its Members.
Indiscriminate dispensation of Medical relief is a powerful factor for the destruction of habits of thrift among the poorer classes of the community, and the success of the Institution is a standing protest against those Institutions which foster the very abuses against which they protest, and wherever an honest attempt is made by Hospital authorities to check the increasing growth of their out-patient departments, they not only lessen their own burdens, but they indirectly co-operate with Provident Dispensaries, with a result that must be for the public welfare. A distinct step in advance is made every time a working man places himself outside the ranks of pauperism, and in the exercise of his manhood refuses to accept treatment in sickness at the public Charities.
It is for the further development of this feeling that your Committee invite the earnest co-operation of each member, in the hope that by its means a purer tone may be infused into the lives of many who form part of the population of this great City. For this development there is ample room, and task of assisting in it will be easy if those who are conscious of the advantages, association with an Institution such as this gives, will diffuse the knowledge of them into homes where they are unknown.[/TD]
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