There's a Francis J Holdcroft (b1856 Little Hay, Staffs) living 56 Frederick Road, Aston listed as a chemist and druggist.
(With wife and 3 daughters)
In 1901 he's still in Aston, a widower with 3 daughters.
And in 1911 he's in Smethwick, with a new wife and a daughter.
Marriage to Lucy Aston registered Bham 1880.
Marriage to Harriet Elizabeth Gill registered Bham 1902.
Francis's death registered Droitwich 1922, Lucy's death registered Aston 1900, Harriet's death registered Abingdon 1953 (?).