Terry that's the same family I found in 1881, so it looks like that Stephen in 1865 married Hannah/ Ann Keight... and she had died or left the children by 1881 and their Gran was there...
Household Record 1881 British Census
Name RelationMarital StatusGenderAgeBirthplaceOccupationDisability
Emma J. SWIFT Daur (Head) Female 14 Birmingham, Warwick, England Boot Top Maker
Florence SWIFT Daur Female 11 Birmingham, Warwick, England Scholar
Eveline SWIFT Daur Female 4 Birmingham, Warwick, England
Hannah SWIFT Daur Female 7 m Birmingham, Warwick, England
Sarah KEIGHT Visitor W Female 69 Hales Owen, Worcester, England Annuitant
John LUCAS Boarder M Male 64 Birmingham, Warwick, England Insurance Agent
We need to find out which Emma married joseph hobday and her sibblings names...