Looking at the bunting displayed I would hazard a guess at 1902, (Edward VII coronation). Location Small Heath Coventry Road? No idea of church.
We need a tram expert here! The date was written on the back of the image - from what is generally a well-catalogued collection. However, it could be wrong - though that skirt length would be a bit racey for pre-1906!That tram looks like a steam tram I can see no overhead wires. What date were the steam trams done away with I thought it was about 1906. Not disputing your answer, because I had spotted the ankles, but I was thrown by the tram.
Bob
The post by jmadone (post 3) suggest 1902. It may be Queen Victoria's Jubilee (1887) but my money is on the 1902 date.
It does appear to be a steam tram. There are no traction poles visible to support the overhead wiring.
Steam trams ceased in this area in 1904 when City of Birmingham tramways introduced their electric trams.